Bills are the WORST. People always wanting money you don’t have for stuff you don’t have a choice but to pay for. Do you know what’s due soon? Do you have overdue bills? Where are your bills?

This is at least 20-minute challenge. Find, organize, and, if you can, pay your bills. Now is a good time to set up automated payments or online bill pay if you haven’t already. If you’re out of stamps, still get the bills ready to go and put them on top of your purse or bag so that you get a book of stamps the next time you’re out.